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All fees effective August 15, 2006.

Fee Type Amount
Teller Services
Credit Union Checks (two or more) $1.00
Deposited Returned Items $15.00
Wire $15.00
Wire International (minimum) $30.00
Western Union $15.00
Incoming Wire $3.00
ACH Stop Payment $10.00
ACH Return Item $30.00
Travelers Checks 1% of
purchase amount
Money Orders $1.00
ACH NSF $30.00
Per Transaction Fee (CU Service Centers Only) $2.50*
*applies only to those accounts with less than $500 in a savings account with no other services.
 
Card Services
Visa; Credit Card Annual Fee $0.00
Over-The-Limit Fee $20.00
Late Payment Fee $15.00
Visa; Check Card Annual Fee $0.00
Copy of Sales Draft
(credit or check)
$5.00
Rush Card $25.00
Re-issuance of PIN $5.00
Re-issuance of Card $10.00
ATM Card Annual Fee $10.00
Returned Payment Fee $20.00
Statement Copies $1.00 per page
Recovered Lost Card $20.00
 
Checking
Monthly Fee (Regular Checking) $0.00
Monthly Fee (Plus Checking) $2.50
Monthly Fee (Choice Checking) $0.00
NSF Check $30.00
Stop Payment $10.00
Stop Payment Series $10.00
Overdraft Transfer Fee $2.00
Paid Check Fee $30.00
Copy of Check $5.00
Fee Type Amount
Safe Deposit Boxes
3x10 $30.00 Annually
5x10 $40.00 Annually
7x10 $50.00 Annually
10x10 $60.00 Annually
 
Miscellaneous
Research and Balancing (per hour) $15.00
Printed & Microfilm Statement Copies
(per page)
$1.00
Reopen Accounts $10.00
Bad Address (per month) $5.00
Dormant Account (per year) $10.00
Escheat Account (>5 years) $25.00
Money Market Withdrawal
(after two (2) per month)
$10.00
Savings Withdrawal
(after six (6) per month)
$5.00
IRA No administrative fee
Close Account (within 6 months) $15.00
Christmas Club Account
(early withdrawal fee)
$10.00
Stop Payment CU Check $10.00
Copy of CU Check $5.00
Collection Items $10.00
ACH Origination Fee $10.00
Garnishments / Legal Services $30.00
Notary Fee - Non-Member $5.00
Fax Service Long Distance $2.00
UPS / Fed Ex Service $18.00
 
Loans
Vehicle Lien Filing $14.50
 
Credit Reports on Real Estate
Loans $25.50
Real Estate Loan Filing (per page) $5.00
Release on Real Estate $20.00
Real Estate Appraisal (starting at) $125.00 - $350.00
Fixed Real Estate Processing Fee $225.00
 
Bill Pay Services
Monthly Fee FREE
Per Item Fee $0.00
NSF Fee $30.00
Stop Payment Fee $20.00
Check Copies $5.00
   
Share Value / Membership Fee
Per Value of one share $25.00
Membership Fee $1.00

These are the dividend rates paid at the end of each quarter, except for the Money Market and Interest Earning Checking Accounts, which are paid monthly. This does not guarantee the dividend rate for subsequent quarters.

Your savings are federally insured to atleast $100,000. Through National Credit Union Administration (NCUA) a U.S. Government Agency.

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